Save Money with Energy Efficiency

November 27, 2018/by Mike Cooke

There is good news on the energy efficiency front related to residential real estate: Homes have become much more energy efficient. All residential properties consumed 10.58 quadrillion Btu in 1978. In 2005, the number stood at 10.55 quadrillion Btu.

Understanding Market Shifts

October 24, 2018/by Mike Cooke

We’re seeing lots of news recently about a shift in the metro Denver residential real estate market. It’s true! The market IS shifting. However, the portrayal of this shift as reported in the popular media and even by many industry sources contains only a drop of truth in an ocean of misinformation.

Making Sure Funds Are Available for Closing

December 1, 2016/by Mike Cooke

The cash required for closing needs to be in a readily accessible account. You’ll need to bring a cashier’s check to closing or have your money wired to the title company prior to closing. If you need to move money around or liquidate any assets to get all the cash in a readily accessible account, you need to do this far enough in advance so that any hold on the funds has been cleared.

Home Warranties

December 1, 2016/by Mike Cooke

The house you are buying might have a home warranty of some kind. If not, you can purchase a home warranty that may cover the unexpected failure of some of the components of the house.

Arrange Your Home Owner’s Insurance

December 1, 2016/by Mike Cooke

You need to arrange for home owner's insurance on the property you are buying before the Property Insurance Objection Deadline date in the contract. Make sure you are doing an "apples-to-apples" comparison between programs offered by different agents.

Disclosures Made by Sellers

December 1, 2016/by Mike Cooke

Buyers and sellers are obligated to make accurate disclosures / representations when buying and selling real estate. For buyers, this primarily entails dealing fairly and honestly with the seller and not misrepresenting the buyers ability to obtain a loan. Things are a little more complicated for sellers.

Radon

December 1, 2016/by Mike Cooke

Radon is a cause of lung cancer and may be present in a home. You can test for it during a home inspection and it can be eliminated easily if present.

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